Nordonia Benefits...individual/family health insurance from HCI Employee Benefits
I'm Ronald Haines and, although I've been in the health insurance and related businesses since the early 1980s, I'll be the first to admit that health insurance is dry and boring and with all of the industry jargon out there it can also be annoyingly confusing. I do have good news for you, however: there are many different types of plans available and with so many riders that can be added it's possible to create the ideal plan for you and your family. Plus, by not including things that you don't need we can hold down your costs. I created this site to provide you with complete information about health insurance plans and I've written it in plain English, so please feel free to browse and explore. I've included short video clips explaining plan designs, links to brochures and networks and I'll even give you the rates for all of the plans, instantly and with no obligation. If you find a plan you like you can even apply online if you wish. Either way, please feel free to send an email or give me a call. I encourage you to contact me with your questions and I'm more than happy to sit down with you to go over the plans in detail. My bias is to save you money by putting you into the best plan for your needs at the lowest premium. Yes, this seems counterintuitive because it's no secret that brokers are paid a percentage of the premium. My philosophy has always been to do right by my clients. It's good business too: my clients stay with me and refer their friends. Consider me your health insurance resource and ask questions. I'm not going to hustle you for a sale or bombard you with annoying sales closing techniques; as an independent broker I have no manager breathing down my neck or agent quotas to fill. Enjoy my website and, when you're ready, let's design a plan to specifically meet the health insurance needs of you and your family.
My role in the process is to first learn what your health insurance needs are; the plan that works for a young family or a single parent is dramatically different from a couple in their late 50s or someone about ready to retire. Unfortunately, so many of the plans in place currently all look the same because they are what people are familiar with and hence easier for insurance agents to sell. My proposal will be specific for you.

Ronald Haines, Broker
698 Village Club Drive, Northfield, Ohio 44067
mailto:+ronald@hciohio.com
Office: 216.539.0589
Mobile: 330.554.6574
Blog: Responsible Health
From HCI Employee Benefits, located and doing business in Nordonia since 1993